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Consumer Loan Products 
 If you own your home, you
can use your equity as a convenient way of borrowing money.
Home equity loans tend to have lower interest rates than
other consumer loans, so they make sense financially. Plus,
the interest you pay may be tax deductible!A Peoples Trust & Savings Bank home equity loan can help you purchase a new car, pay for your child's education, let you go on the vacation of your dreams, or just help you get a jump start on that long list of home improvement projects. Choose either a fixed payment loan or a line of credit. Both will offer you:
Whether you're buying a car, a boat, new appliances or anything else, Peoples Trust & Savings Bank probably has the loan for you. Applying for your loan is easy, and most loan decisions are made the same day. We give you personal service every step of the way, so there are no surprises.  Auto and Boat Loans – We offer fixed rate loans for new and late model cars, trucks and boats. Loan terms are as high as 5 years and rates are very competitive. Secured Personal Loans – We offer secured personal loans of any loan amount. The amount of the loan and the term depends upon your credit standing. They may be secured with your certificates of deposit or stocks. Unsecured Personal Loans – With an unsecured personal loan, no collateral is used. Like secured personal loans, the amount of the loan and the term depends upon your credit standing. But generally, the terms are up to 3 years. Loan Discounts for Automatic Payments – We can deduct your payment from any checking or savings account at Peoples Trust & Savings Bank. If we do, your rate may be even lower! Other Ways to Borrow – If you own your home, you should consider a Home Equity Loan. The interest rate is usually lower and the interest may be tax deductible.
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